## Excel CUMPRINC Function

### Description

The CUMPRINC function calculates the cumulative principal paid on a load between the start period and end period. It can be used to calculate the total principal paid on a load, or to get the cumulative principal paid on a load between any two periods.

### Syntax and arguments

Formula syntax

CUMPRINC(rate, nper, pv, start_period, end_period, type)

Arguments

 Rate: Required, the interest rate per period. Nper: Required, the total number of payments for the load. Pv: Required, the present value. Start_period: Required, the first payment of the two period. End_period: Required, the last payment of the two period. Type: Required, the timing type of the payment. There are two types, 0 indicates the payment at the end of the period, 1 indicates the payment at the beginning of the period.

Return Value

The CUMPRINC function returns a negative numeric value.

Errors

1. If the rate ≤ 0, nper ≤ 0, or pv ≤0, CUMIPMT function will return error value #NUM!.

2. If the start_period < 1, end_period < 1, or start_period > end_period, CUMIPMT function will return error value #NUM!.

3. If type is other numbers except 0 and 1, CUMIPMT function will return error value #NUM!.

Remarks

The argument rate and nper must be in the same units. For example, the rate is calculated by year, the nper is calculated by month, you need to get the monthly rate by using the yearly rate/12 firstly.

Version

Excel 2003 or later

### Usage and Examples

Example 1 to get the total cumulative principal paid on a load

Supposing here is a table contains the yearly interest rate, periods, load amount, start period (the first period, 1), end period (the last period of the total payments, 24) and type, please use the formula as below to calculate the total principal paid on a load.

=CUMPRINC(C3/12,C4,C5,C6,C7,C8)

Press Enter key to get the result.

Example 2 to get the cumulative principal paid on a load between two specific periods

Supposing in range C3:C8 list the yearly interest rate, periods, load amount, start period such as 10, end period such as 20, and type, please use the formula as below to calculate the cumulative principal paid on a load.

=CUMPRINC(C3/12,C4,C5,C6,C7,C8)

Press Enter key to get the result.

#### Relative Functions:

• Excel CUMIPMT Function
The CUMIPMT function returns the cumulative interest paid on a load between the start period and end period.

• Excel ACCRINT Function
The ACCRINT function returns the accrued interest on periodic interest-paying securities.

• Excel ACCRINTM Function
The ACCRINTM function returns the accrued interest for a security that pays interest at maturity.

• Excel AMORDEGRC Function
The AMORDEGRC function returns the linear depreciation of an asset for each accounting period by applying a depreciation coefficient based on the lifetime of the assets.

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